Thousands of homeowners across the U.S. have been left in financial and legal limbo after the sudden shutdown of Titan Solar Power in June 2024. If you’re one of them, this guide is for you.
At Solar Law Firm, we help homeowners recover from deceptive solar contracts and failed solar companies. In this blog, we’ll walk you through what happened with Titan Solar, why you can’t sue them directly, and what legal steps you can still take to protect your home, credit, and finances.
What Happened to Titan Solar Power?
On June 13, 2024, Titan Solar Power abruptly ceased operations, leaving thousands with unfinished solar installations or malfunctioning systems. Just a week later, on June 20, the company filed for Chapter 7 bankruptcy, permanently halting all pending services, warranties, and installations.
Homeowners were left with:
- Incomplete solar panel systems
- Equipment that doesn’t work properly
- Active loan payments for a system that doesn’t function
Why You Can’t Sue Titan Solar Directly
Due to its Chapter 7 bankruptcy filing, Titan Solar is now legally protected from lawsuits. This means:
- You cannot sue Titan directly for poor service or unfulfilled contracts.
- Any claims or lawsuits against them are paused or dismissed.
This has left many homeowners frustrated and unsure of how to recover—but there are still legal options.
You Can Still Take Action: Hold the Lender Accountable
Here’s the good news: If you financed your solar system through a third-party lender, you may still be able to hold them responsible—thanks to the FTC Holder Rule.
You may be able to:
- Cancel your solar loan
- Stop making payments
- Remove UCC liens from your property title
- Get a refund or compensation for faulty systems
What Is the FTC Holder Rule?
The Federal Trade Commission (FTC) Holder Rule is a powerful consumer protection law. It allows you to assert the same legal defenses against your loan provider that you could have used against Titan Solar—even though Titan is now bankrupt.
If Titan Solar:
- Misrepresented the quality or benefits of the system
- Failed to install or activate your panels properly
- Misled you during the sales process
You can legally raise those issues with the lender who financed your solar system.
Steps to Take if You’re Affected
If you were impacted by Titan Solar’s collapse, here’s what you should do immediately:
1. Review Your Loan Documents
Check your agreement for:
- Mentions of UCC-1 liens
- Details of the installer (Titan)
- Terms that connect the lender to the project
2. Gather All Documentation
Keep records of:
- Contracts and agreements
- Photos of your installation (or incomplete work)
- Emails or messages with Titan representatives
- Warranty paperwork and marketing brochures
3. Consult a Solar Litigation Attorney
Firms like Solar Law Firm specialize in helping homeowners like you apply the FTC Holder Rule and recover from unfair solar loans.
4. Initiate a Legal Claim Against the Lender
Depending on your case, your attorney may help you:
- File for loan cancellation
- Initiate arbitration or court claims
- Remove liens from your property title
5. Check Manufacturer Warranties
Some panel manufacturers still honor equipment warranties—even if your installer went out of business. It’s worth checking with them directly.
Why You Should Act Now
Time matters. Acting quickly can prevent further financial damage:
- UCC liens can stop you from selling or refinancing your home
- Loan payments for a broken or incomplete system can hurt your finances
- Delays could limit your ability to recover funds or cancel the loan
We’re Here to Help — Legal Experts in Solar Panel Contract Disputes
At Solar Law Firm, we understand how devastating it can be to trust a solar company—only to be left with a mess. Our legal team has helped countless homeowners:
- Cancel deceptive solar loans
- Remove UCC liens from property titles
- Hold lenders accountable for their role in solar scams
With deep expertise in the FTC Holder Rule and solar litigation, we’re here to fight for your rights and help you protect your home and credit.
Don’t Let a Solar Scam Control Your Finances
The bankruptcy of Titan Solar Power may have left you confused and overwhelmed—but you still have options.
📞 Contact Solar Law Firm today to schedule a consultation and explore your legal rights.
We’ll review your documents, build your case, and help you get back in control of your home and financial future.
Need Help Now?
Use our Free Case Evaluation Form or call us directly to speak with a solar litigation specialist.
